Credit Repair Companies
of 2025 Based on rankings from 16 third-party reviews sites and 5,049 individual reviews
Sky Blue Credit
6001 Broken Sound Parkway, Ste 300 Boca Raton, FL 33487Sky Blue Credit has offered credit repair and restoration services since 1989. Sky Blue Credit operates in strict compliance with the Credit Repair Organizations Act and is licensed and registered with the States Attorney General offices as required.[https://skybluecredit.com/about-us/:-::-:July 27, 2018]
- Disputes 15 items (5 items per bureau) every 35 days[https://skybluecredit.com/the-sky-blue-difference/:-:The Sky Blue Difference:-:July 27, 2018]
- 90 day money-back guarantee[https://skybluecredit.com/a-clear-guarantee/:-:A Clear Guarantee:-:July 27, 2018]
- Non-commissioned sales staff[https://skybluecredit.com/best-in-class-support/:-:Best in Class Support:-:July 27, 2018]
- 75% top 3
- 87% inclusion
- Prevent Loan ScamsSkyBlue is hands-down the best credit repair service for those who are in need of credit repair.
- Simple. Thrifty. Living.They offer a quality service for a reasonable price, but if you are not satisfied with the results, the 90-day money-back guarantee will refund you right away.
- CreditRepairExpert.org
Credit Saint
PO Box 110 Oakland, NJ 07436-0110Visit Website- 43% 1st place
- 62% top 3
- 68% inclusion
Lexington Law
257 East 200 South, Floor 10, Suite 1000, Salt Lake City, Utah 84111Lexington Law is an industry-leading credit repair firm operating since 2004. Unlike other companies, Lexington Law has a team of lawyers guiding their credit repair process.[https://www.lexingtonlaw.com/credit-repair-services:-:Credit repair: What it is and how it works | Lexington Law:-:March 5, 2025]
- Over 20 years in service[https://www.lexingtonlaw.com/:-::-:March 5, 2025]
- 2 million lies removed in 2023[https://www.lexingtonlaw.com/:-::-:March 5, 2025]
- 31% 1st place
- 56% top 3
- 81% inclusion
- BestCompanyLexington has the most in-depth education services of any credit repair service we reviewed and is the winner of our Top Ten Reviews Gold Award.
- Top Ten Reviews...with more than 25 years of experience, a proven record of success, and a wealth of positive consumer reviews, Lexington Law is our top pick.
- badcredit.org
Ranking the top credit repair companies
We've gathered the data, crunched the numbers, and produced a definitive ordering.
CreditRepair.com
257 E 200 S STE 1200, Salt Lake City, UT, United States, 84111CreditRepair.com bills itself as a leading provider of credit report repair services whose team of credit experts educates and empowers individuals to achieve the credit scores they deserve. CreditRepair.com's technology provides members a personal online dashboard, a credit score tracker and analysis, creditor and bureau interactions, mobile apps, text and email alerts, and credit monitoring.[https://www.creditrepair.com/newsroom/news/creditrepair-com-releases-online-video-series-to-respond-to-top-credit-questions-in-america/:-:CreditRepair.com Releases Online Video Series to Respond to Top Credit Questions in America:-:July 27, 2018]
- 955,000 customers since 2012[https://www.creditrepair.com:-::-:March 5, 2025]
- 76% of members saw their score improve with an average of a 40-point increase over 6 months[https://www.creditrepair.com/blog/credit-repair/sky-blue-credit-vs-creditrepair/:-:Sky Blue Credit vs. CreditRepair.com Comparison (2022):-:March 5, 2025]
- 81% inclusion
- credit.comCreditRepair.com actually does a good job in removing negative items from their credit reports... A good choice for credit repair shoppers who have the budget.
- ConsumersAdvocate.org
The Credit People
6975 S Union Park Avenue, Suite 600, Cottonwood Heights, UT 84047Founded in 2001, The Credit People has assisted over 100,000 people with their credit.[https://www.thecreditpeople.com/why-us/index.html:-::-:July 27, 2018] The company prides itself on a philosophy of Score-Driven Results® where traditional disputes are paired with additional tactics specifically designed to increase the credit score.[https://www.thecreditpeople.com/about/who-we-are/why-credit-people/index.html:-::-:July 27, 2018]
- 30% average increase in credit scores[https://www.thecreditpeople.com/pricing:-::-:July 27, 2018]
- Experience processing over 310,000 unique credit reports[https://www.thecreditpeople.com/why-us/index.html:-::-:July 27, 2018]
- Service includes starting credit reports and credit scores[https://www.thecreditpeople.com/about/who-we-are/why-credit-people/index.html:-::-:July 27, 2018]
- 25% top 3
- 75% inclusion
Other companies receiving consideration
These are the credit repair companies that may not have cracked the top 5 but are certainly worthy of being mentioned.
- 50% inclusion
- https://ovationcredit.com
- 1-866-639-3426
- 37% inclusion
- https://thecreditpros.com
- 1-877-926-0669
- 18% inclusion
- https://www.creditagenda.com
- 1-800-811-3078
- 18% inclusion
- https://pyramidcreditrepair.com
- 1-855-984-1867
- 6% inclusion
- https://www.mycreditgroup.com
- 1-855-598-0446
- 12% inclusion
- https://www.creditfirm.net
- 1-800-750-1416
Your credit report contains a collection of information about you that is reported by your creditors and stored by a credit bureau. And just like when your waiter or waitress forgets to bring out a side or flat out gets your order wrong, creditors can and do make errors when reporting to the credit bureaus. Fortunately, the Fair Credit Reporting Act gives you the legal right to dispute these errors as well as information you feel is misleading, unverifiable, or otherwise paints an inaccurate picture of your true credit-worthiness.
Of course, you can say the same about a lot of services. You can cut your own hair, repair your own car, or even manufacture your own clothing, but many people choose to enlist the help of a trained professional instead of going it alone. Credit repair is the same. Hundreds of thousands of people have opted to use a credit repair professional to work on their credit score in lieu of becoming a credit expert themselves.